Short Term Income Protection
Short Term Disability Insurance pays you a weekly benefit if you have a covered disability that keeps you from working.
Long Term Peace of Mind
Long Term Disability Insurance can replace part of your income if a disability keeps you out of work for a long period of time.
Valuable Protection for Your Family
If you die during the coverage period, life insurance can help your family pay for basic living expenses, final arrangements, tuition and more.
Supplemental Life and AD&D at Affordable Rates
Choose the amount of additional life insurance coverage that's right for you. Depending on your enrollment amount and timing, coverage may be available without underwriting.
Coverage at a Glance
Plans cover income replacement for short and long term disability as well as life and accidental death and dismemberment coverage.
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Employees regularly scheduled to work 30 hours or more per week in addition to family members including spouses, domestic partners, and children up to age 26 are eligible.
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Enrollment in employer paid disability and basic life insurance is automatic; however, you may elect to enroll in supplemental benefits as a new hire, during annual open enrollment, or when you have a qualifying life event. Note that enrollment may be subject to evidence of insurability.
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We may offer access to supplemental benefits as a convenience; however, the company makes no endorsement on their behalf. By electing coverage, you confirm that you have received, read, and agree to the full plan details, including statements regarding eligibility for coverage, possible delayed effective dates, benefit provisions, costs, exclusions, limitations, terminations and benefit reductions, and offsets. Consult plan information for full details.
2026 Voluntary
Benefit Options
Supplemental Life and AD&D Coverage
You choose the amount of coverage that’s right for you, and you keep coverage for a set period of time, or “term.” If you die during that term, the money can help your family pay for basic living expenses, final arrangements, tuition and more. AD&D Insurance is also available, which pays a benefit if you survive an accident but have certain serious injuries. It pays an additional amount if you die from a covered accident.
Accident Benefit
Pays you a set cash benefit based on your injury and treatment—covering accidents anywhere, on or off the job. From everyday bumps to more serious injuries, you’re protected. Coverage is available for you and your family – even sports related injuries!
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Earn $50 each year when you complete an eligible health screening.
Hospital Indemnity Coverage
Get cash benefits when you’re admitted to the hospital for a covered illness, injury, or childbirth. Payments go directly to you to help with expenses your health plan doesn’t cover. You can also participate in this benefit if you enroll in the HSA, and coverage is portable if you leave the company.
